The Buck Stops Here..

HEN TO MAKE A CHANGE...

I have had enough with Hartford AARP auto insurance! Every  year even tho I have had no accident, no tickets, my insurance just goes UP...*knock on wood*

Last year I used their online calculator to see if I dropped to the State Required limits which was one tier down my premium would actually go UP by $100 a year.  I've been with them for a long time since 2008,....So I called them and said WHY Is it if I buy LESS insurance it will cost me more?? So they said I had signed on so long ago the rates for that tier at todays prices is way more...So it's like Im locked in to that tier...I may end up having to change my insurance every year to get a better price.. 

So again it's time to renew and it went up again...So I had already done some checking and thought I'd go with State Farm,,,my Mom always had State Farm.  So I dropped down to the tier I wanted and will save over $200 a Year.  And another thing AARP does is they charge $5 each month for paying it monthly instead of every 6 months or yearly...It's just too high to pay that way...like a finance fee?  So in reality Im saving $260 a year.  The agent told me they only charge $1 for paying monthly.  I wanted to keep collison on my van cause if it's damaged I want to be able to repair it  VANs are very hard to find and expensive now a days. 

So I went to the State Farm office today and took care of it, painless...tomorrow I call AARP and tell them Goodbye, the Buck Stops Here and He Ain't Got My Back!!